No. This is a service that we provide, free of charge, to the public. During a pre-arrangement meeting current costs will be explained and pre-funding options offered.

Should I PrePay?

Although there are no requirements to prepay when you prearrange a funeral, you may wish to consider doing so. Prepayment is a safe investment in peace of mind. All pre-paid funds must be deposited on your behalf into a registered financial institution within ten days of receipt. Tax shielded interest is earned on these funds until withdrawn at the time of the beneficiary's death. Federal and provincial legislation protect all pre-paid funds. You receive inflation proof protection and substantial savings. There are no disadvantages.

What are my payment options?

By prepaying through the Mundell Funeral Home, you receive inflation-proof protection whether you prepay all at once or over time. With or without a deposit you may use the following options:

• Single payment.
• Monthly, quarterly, semiannually or annually over 1,2,3, 4, or 5 years.
• For your convenience, automatic withdrawals can be made from your account on a date specified by you.

What happens if I relocate?

If you move, your arrangements and prepaid funds move with you. The Mundell Funeral Home, upon written request, will transfer all pre-arrangement file information to a funeral home of your choice in your new area. Your funds are fully portable. The new funeral home is simply assigned to the certificate in which the funds are kept.

Through our many associations, the Mundell funeral Home can also assist you in finding a reputable funeral home in your new area-even if outside Ontario or Canada.

(pre-planning cont'd)